-
SEBI skin in the game mandate: Comforting for investors, agony for AMC employees
Fund managers and key employees investing in their own schemes could be a comforting element for many investors, provided it is done voluntarily
-
Good salary no guarantee for home loan approval
Too many job jumps, even if they come with salary hikes, can raise a red flag for the lender
-
Asset allocation rebalancing: Here’s why it is essential
Asset rebalancing lets us get closer to the stated asset allocation we started with. When the asset prices move, they distort our asset allocation
-
Covid lockdowns and the road ahead: A delicate balancing act between life, liberty and livelihood
At a time when the medical community itself is finding it difficult to lay a fix on the virus’s variants and impact, it is perhaps asking too much from the administration at the Centre and states to come up with a fool-proof solution to stop its spread
-
Lockdown buzz growing: Stay financially safe
Though one hopes that the situation in the country eases with the measures and as more and more people get vaccinated, the situation appears to be grim and one needs to be prepared for all eventualities
-
Fixed income investors trapped between low interest rates and high inflation: Where to invest in these uncertain times?
The low interest rate regime leaves fixed interest investors with very few choices to get inflation beating returns. If you are keen to take some credit risk, look for relative risk
-
Retirement planning: NPS needs to be strengthened further
A greater push to NPS is likely to come if the PoPs, which register and accept contributions from subscribers, are remunerated adequately to incentivise them to seek more subscribers
-
Going for a gold loan? Here’s how the sharp fall in gold prices will impact borrowers
Gold loans act as a saviour for many in need of money, especially for those who do not have a stable job or a muted credit score
-
Slipping out of PF net early can expose you to financial risk during retirement years
With extremely weak social security net to take care of old age income security PF accumulation is crucial for financial security during retirement years.
-
Here’s how IRDAI is ramping up measures to protect consumers
Transparent functioning by companies backed by clarity in regulations will go a long way in smooth functioning of the sector and create greater awareness of insurance products and increase their penetration
