Currently, there are only 4-5 policies that cater specifically to the diabetics. While they may offer better coverage as compared to general health in
While daycare treatments demand hospitalisation for less than 24 hours, there is no need for immediate hospitalisation in case of OPD procedures.
Insurance riders are purely meant to elevate the level of protection for the policyholder. It makes the policy more comprehensive in nature.
Riders allow a degree of flexibility to top up or reduce the cover by judiciously choosing the sum assured, the entry point and the policy terms.