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Don’t be on the road without this!
It is necessary to renew your motor insurance policy before it expires. In the event of an accident, a hefty fine will also have to be paid from your own pocket. Non payment of premium of the motor policy also means losing out on the no claim bonus discount.
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To save taxes, which is better – FD or NSC?
When it comes to one-time investments with assured returns for tax savings, we are all aware of the 5-year tax-saving FD offered by banks. However, there are two other investments with a lock-in period of 5 years that provide returns along with tax benefits: the 5-year time deposit (TD) offered by the Post Office and […]
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Remdesivir not a life-saving injection: Top doctor from Maha Covid-19 Task Force
Several top doctors in the country have repeatedly advised not to take Remdesivir as a precautionary medicine at home
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Saving and investment go hand in hand
Often investment and saving are used in a synonymous manner but they are poles apart. Saving is a virtue but of no use until you start investing what you save. Your money has the capability of paying you back and fulfil your future dreams. This could happen only when you invest keeping your future goals […]
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Keep your finances in order or a bad credit score can jeopardise future loans
Credit score is a report card of your financial behaviour. How have you been with the repayment of your credits like loan and credit card dues? Did you skip any payment? Was there a delay in any your EMI payment? On the basis of these information, a conusmer’s monthly credit report is generated which includes […]
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RTGS Vs IMPS Vs NEFT – How do they work?
Online transfer of funds has now well and truly taken roots. Consumers now use more of online transfer than cheques to conduct banking transactions. One of the routes for online transactions– Real Time Gross Settlement (RTGS) – will now work 24×7. Earlier you could make an RTGS transfer only from 7 am to 6 pm […]
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Tax on gold investments
Gold is India’s most wanted investment as well as inheritance. Gold is bought in 3 ways- physical form like a coin, bullion or jewellery, as paper gold like gold exchange-traded funds, gold funds or sovereign gold bonds and in the digital form. Many banks and mobile wallets like Paytm and Phone Pe offer digital gold. […]
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Three rules of money you should religiously follow
Imagine there was no coronavirus pandemic and life was going on as usual. No lockdown, steady economy and no threat to the job… If there was a choice between buying a smartphone and a health insurance, you could have chosen the latest gadget and postponed buying health insurance. But then, Covid-19 hit us and taught […]
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Nine calls that can cost you dear
Many of us are either working from home or if going to the office then are constantly worried about our loved ones who are away from us. You don’t want to miss any calls in stressful times. But every time you answer a call from an unknown number chances are it could be an unwanted […]
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Don’t let your saving sit but decide if you want it to crawl, walk or may be run for you!
Work-earn-spend, Work-earn-spend- repeat. If this is the pattern of your earning and spending, it’s time to break this chain. You work to earn and spend what you earn but you aspire to earn more, spend more and live better to fulfil your aspiration it’s just not important that you save but put your savings to […]
