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This year’s report besides microfinance also covers macro-economic context and broader progress under financial inclusion
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If you are repaying a home loan and need money for home renovation, then, is home loan top-up a good option? What is its interest rate? Why is home loan top-up better than personal loan?
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The Paisabazar study has shown that individuals from non-metro cities are increasingly seeking more and more personal loans. Their share of inquiries has zoomed from 55% a mere four years ago to a whopping 75% now.
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The RBI on Thursday proposed stricter regulations for recovery of overdue loans. The norms propose that financial institutions and their recovery agents cannot call borrowers before 8 in the morning and after 7 in the evening. Banks and NBFCs should not outsource core management functions, including policy formulation and decision-making functions like determining compliance with […]
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When you take a home loan, you spend a substantial amount of your monthly earnings in paying off the instalments.
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The minimum rate of interest that one would have to pay on HDFC Bank home loans is 8.70 per cent. While, on auto loans borrowers would have to pay minimum of seven per cent rate of interest
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Data from Sa-Dhan that conducts research on impact financing institutions show that the galloping pace of growth helped the MFIs increase their share of the portfolio to 41.3% of India’s entire microfinance market. It was a mere 35% just about a year ago.
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Before making you an offer, banks evaluate your financial situation and ability to repay the loan based on any past loans you may have taken or on how you handle your credit cards
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The online 'Consumer Sentiment Survey' was conducted among a sample size of 5,218. It revealed that prospective buyers clearly demonstrated an inclination to go for mid-range and premium homes.
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For most credit cards, you just have to download an app. If you want to close your FD, even if you want to deactivate the card, you can do it easily. You can do this through the app.
