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HDFC has unveiled its special limited period offer for the upcoming festival season. Under this special offer, customers can avail of HDFC home loan starting at 6.70% pa effective 20th September 2021. This offer will be applicable to all new loan applications irrespective of the loan amount or employment category. The special rate is linked to the borrower’s credit score. This is a close-ended scheme and will be valid till 31st October 2021.
“We are pleased to announce the special home loans rates for the upcoming festive season. I am sure that this offer will help prospective House buyers to realize their house buying a dream and bring festive cheer. Housing is much more affordable today than it ever was. In the last couple of years, property prices have more or less remained the same in major pockets across the country while income levels have gone up. Record low-interest rates, subsidies under PMAY, and the tax benefits have also helped,” said Renu Sud Karnad, managing director of HDFC.
Earlier, for salaried customers, the bank provided a 7.15% home loan rate on loans above Rs 75 lakh and a credit score of 800. The rate was 7.30% for self-employed. It is said that the cut could be up to 45 bps for salaried and up to 60 bps for self-employed.
Ahead of the festive season banks like Kotak, SBI, Punjab National Bank also announced offering festive deals like concessional home loan rates, etc.