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This facility will help customers get over the problems of facing charges for not maintaining balance etc
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Debit card usage witnessed a steady decline, with the total value of online transactions via debit cards being a mere Rs 19,539 crores for July, 2023. In contrast, the value of online spending through credit cards touched Rs 95,000 crores.
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Usually people keep money at home or in their savings account. There is no return on the money lying at home and return in the savings account is almost negligible. So, where should you keep the surplus money to get higher returns? In which options will your earnings be safe?
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Axis Bank is the third largest private sector bank in India. The bank offers the entire spectrum of services to customer segments covering Large and Mid-Corporates, SME, Agriculture and Retail Businesses.
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RBL Bank is giving highest of 7.80 per cent RoI on FDs of 15 months to less than 2 years. Elderly will get 8.30 per cent interest rate.
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RBI has recently launched a portal called UDGAM. You can obtain information about unclaimed amounts kept in bank accounts through this portal. There are more than Rs 35,000 cr lying in banks across the country with no claimants.
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Apart from Bank of Baroda, IDBI Bank, HDFC Bank, Bank Of Maharashtra, Punjab & Sind Bank are some of the other banks which provide the feature of KYC update through video calls.
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Soon you will be able to make payments through UPI, just by voice
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IDBI Bank has also extended “Amrit Mahotsav FD” scheme to September 30, 2023
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The second highest interest rate that citizens can get on fixed deposits with the private lender is 7.20 per cent. Account holders will have to open FDs for 2 years to 30 months to get interest rate of 7.20 per cent. Senior citizens will get 7.95 per cent.