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Getting sufficient health insurance coverage is not easy. If a company provides the features of restoring your health insurance cover, then, it imposes capping on the hospital room as well. If it offers a discount for claim-free years, it imposes a long waiting period for pre-existing diseases. Manipal Cigna ProHealth Prime promises all the benefits in one policy. Let’s understand the intricacies of its features in this video.
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Most home appliances like washing machine, microwave, dish washer, AC etc. are often bundled into a single plan, which covers the cost of repairs by authorized personnel etc. But in these cases, an address change can lead to cancellation of the policy without any refunds.
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Insurers also impose an additional cost to your premium payable if they feel you’re a risky individual or prone to making frequent claims. And often, these additional costs can vastly exceed the actual premium.
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IRDAI's latest step to make reading features of insurance policies like premiums, room rent, what types of diseases will be covered extremely easy to understand.
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Just like you buy health or term insurance, this policy can help lessen the sudden financial blow of getting them repaired
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Getting sufficient health insurance coverage is not easy. If a company provides the features of restoring your health insurance cover, then, it imposes capping on the hospital room as well. If it offers a discount for claim-free years, it imposes a long waiting period for pre-existing diseases. Manipal Cigna ProHealth Prime promises all the benefits in one policy. Let’s understand the intricacies of its features in this video.
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Check what are the inclusions and exclusions offered by your policy. Inclusions lay down all medical services and treatments covered by your policy. Some common exclusions include injuries sustained during adventure sports, cosmetic, weight-loss surgeries, unproven treatment methods and more.
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Normal policies use such complicated and difficult words that it becomes impossible to understand
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In the insurance industry, a participating life insurance policy is also called a par policy. It provides an assured sum at maturity along with insurance cover
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The fierce competition for talent is one of the key driving forces encouraging corporations to invest in benefits for employees.