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A high interest rate on credit cards, as high as 40-50% per annum, along with late payment fees, is very difficult to handle for any individual
CBDC apart from cryptocurrencies is widely meant to be used as a new payment technology for lowering costs and increasing efficiency.
First two months of FY22 witnessed a decline in digital payments via UPI facility as the second wave of the pandemic trimmed the economic activities
PhonePe is the market leader in the market that has about a dozen apps such as Paytm, BHIM app, MobiKwik, Google Tez, Chillr, Paytm Payments Bank, SBI
While using a credit card one should be judicious and timely in repayment to avoid the huge charges imposed on delayed payment
Here are five things you could do to protect yourself against cyber theft
Dipping consumer sentiment in the second run of the infection likely to extend the owes of the credit card sector
The freedom provided to credit cardholders in accessing the sanctioned credit limit increases the credit risk for card issuers. This is usually compensated by charging higher interest rates
Reserve Bank of India has made mobile wallet interoperability mandatory
Digital literacy is still under 15% of the total population in India