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If you do not make any claim, then, you will get a discount of 50 percent on the premium. NCB's benefit is available only in the form of a discount on own-damage policy premium.
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The government will have to curb the cost of treatment in private hospitals. This can reduce health insurance rates.
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A large number of people leave it to their agent to renew the insurance of their vehicle. When it comes to filing for claim, they realise later that they have made an error.
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For those who are in the early stages of their career, experts advise them to take term insurance because it helps your family to deal with financial problems in case of any untoward incident.
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While this third party insurance provides for unlimited liability coverage in case of death, calculations for payout for permanent and partial disability are very formulaic and often, seriously inadequate
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Monsoon rains can cause a lot of damage to the car, its engine can also get filled with water. To avoid such contingencies, taking an add-on cover can be a profitable deal.
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Now, insurance companies can launch group unit-linked insurance plans and combo plans (life and health insurance plans) without seeking approval from the regulator. Soon, you will be able to avail the benefits of all types of insurance in a single policy.
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Endowment is a traditional life insurance plan that is a mix of both savings and insurance. Insurance companies sell these policies under different names. Which insurance plan would be better for you?
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The department of road transport and highways has decided to not hike third party premiums this year. Third-party insurance is legally mandatory for every car, bike or other motor vehicle to drive on Indian roads.
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These two policies have been launched by the government for the poorer sections of the society to help them tide over difficult times
