What portion of your salary should you spend on loan EMIs?

Most people buy a house or a car by taking a loan from the bank, but do you know what is the maximum portion of your salary that you should spend on EMI? What is the 40 percent EMI rule? What are the disadvantages of spending more on EMIs? Among home loan, personal loan, auto loan and credit card bills, which loan should you eliminate first?

  • Last Updated : April 21, 2024, 09:44 IST

Aadhaar card is such a document that you have to share in many places. But the Unique Identification Authority of India (UIDAI) says that it is not safe to share Aadhaar card everywhere like this. Usually banks, financial institutions and government offices require Aadhaar for certain services. Many times Aadhaar card is also misused.

What is Masked Aadhaar?
In such a situation, UIDAI has suggested the use of masked Aadhaar card instead of photocopy of Aadhaar. The first 8 digits of your Aadhaar number are not shown in the masked Aadhaar card, only the last 4 digits are visible in it. If you also want to download the masked Aadhaar card, then for this follow the procedure given below.

How to download masked Aadhaar card?
For this, you first go to the official website of UIDAI https://myaadhaar.uidai.gov.in/.
Now click on the option of ‘Download Aadhaar Card here’.
After this a new window will open.
Now enter your 12 digit Aadhaar number and fill Captcha and click on the option of ‘Send OTP’.
At that stage you will see ‘Do you want a masked Aadhaar?’ option.
Enter OTP by clicking on this option
After that click on verify and download.
Now you can download your Masked Aadhaar Card.

UIDAI guidelines
UIDAI has also instructed not to use public computers in internet cafes/kiosks to download your e-Aadhaar. If under any circumstances you have to do this, then permanently delete all the downloaded copies of your e-Aadhaar from that computer.

Published: May 24, 2023, 09:37 IST
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