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Borrowers get option to opt for fixed rate
Several consumer grievances have been received on EMI tenure getting longer after the revision in floating rates
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EMI for affordable housing loans up 20% in 2 years
Affordable housing has been the worst hit in the realty sector during the Covid period
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Is prepayment beneficial in all cases?
Home, car and education loans prove to be very helpful in meeting financial goals. A large part of the EMIs has to be paid as interest outgo. To ease
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Combine two home loans like this
If you have also taken two home loans, then the best option for you is to convert both loans into one. It has many advantages.
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Keep this score healthy, will be handy in needy times
Be it a personal loan, credit card or home loan, everywhere the bank or finance company verifies the credit score
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RBI red flag: 10% retail debtors missing EMIs
RBI has said that about 10% of the retail borrowers are regularly missing their EMIs but are just managing to stave off the non-performing asset stam
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What to do if you can’t pay your home EMI
A home loan is considered a secured loan for which the customer has to pledge his house as collateral with the bank as a guarantee
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Take topup loans to fulfil fund requirement
Taking a top-up loan can be quite beneficial. Is it right to take a top-up loan on a home loan? What is a top-up loan, and who can benefit from it? Le
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This ‘settlement’ is bad for financial health
When a loan remains unpaid for a long time, the lenders make a one-time settlement offer. Even though the loan gets settled under OTS, the credit scor
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Drive a car without owning it!
Leasing a car makes life easier for the customer as he does not have to bother about the service and maintenance of the vehicle
