-
Gold versus personal loan: Which one to choose?
Personal loan is usually disbursed within 24 hours while gold loan takes time as it involves the bank officials valuing the collateral first
-
9 mistakes to avoid while taking gold loan
Gold loan offers greater flexibility in terms of loan repayment. Apart from EMI repayment mode, borrowers can opt for customised payment option
-
Uptick in retail loan growth in June; industrial credit growth down
The growth in retail and agriculture loans hint at increased economic activities after relaxations in lockdown across states.
-
Top-9 banks with best interest rates on gold loans
You may get gold loan for as low as 7% per annum from banks compared to a double-digit interest rate on personal loan in most cases
-
Home and gold loans shine as personal loan portfolios shrink
After running on the fast track in the second half of the previous fiscal, auto loans have gone on a slow track
-
Five reasons why gold loan is a good idea for emergency fund
The biggest advantage of a gold loan is that it is a secured loan with a lower interest rate compared to an unsecured personal loan
-
Why are gold loans beneficial for both banks and borrowers?
Experts advise borrowers to take gold loan if it is for funding short-term working capital needs and to cover up for a stretched payment cycle
-
Need emergency fund? Check out these three options
Secured loans levy lower interest rates compared with unsecured loan options such as personal loan and credit card
-
Gold loans: All you need to know about EMI & overdraft
There is a third option where only the customer pays only the interest at the end of the year and renews the loan for another year
-
SBI’s retail loans nudge past corporate loanbook; gold loans grow 465%
Apart from the gold loans, SBI's Xpress Credit, another retail loan segment, showed a 36.5% growth
