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Buying your dream house?
Some big banks have again increased the interest rates on home loans. Clear indications are being received from RBI’s monetary review that it is dif
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Borrowers can shift to fixed interest rates
Reserve Bank Governor Shaktikanta Das said the lenders will have to clearly communicate with the borrowers about tenor and EMI
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How to decide on right term insurance
You must have an insurance cover of 10 times your annual income. Along with increasing financial responsibility, the size of the cover should also in
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Is prepayment beneficial in all cases?
Home, car and education loans prove to be very helpful in meeting financial goals. A large part of the EMIs has to be paid as interest outgo. To ease
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No Taxable income? File Nil ITR for these benefits
If your income does not come under the purview of tax, then it is not necessary for you to fill ITR. However, there is no harm in filing ITR. The adva
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Building emergency fund by new fathers
Most new fathers are still in the early stages of their careers, and are often saddled with home and vehicle loans or still paying off education loans
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What to do if you can’t pay your home EMI
A home loan is considered a secured loan for which the customer has to pledge his house as collateral with the bank as a guarantee
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What are the benefits of loan prepayment?
Home, car and education loans are for long-term. Interest has to be paid along with the principal in the form of EMI. To avoid this burden of interest
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Come festivals and it's time to borrow!
The report for the festive quarter of third quarter of FY23 (Oct-Dec) delves deeply into the overall trends. It provides insights into the consumer lo
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ECS: The smooth way to pay recurring bills
This system frees you from various kinds of hassles, like giving a cheque and remembering payment dates. Besides this, when you take a loan, then its
