Getting refunds from errant developers is one of the biggest problems that buyers face and granting extensions to builders is another.
WFH is not just altering the preference for location of property but is also making buyers consider larger homes in small towns
It is always prudent to try and negotiate it with your existing lender first.
Refinancing home loans helps in increasing savings with lower interest payments, smaller EMIs, and shorter loan tenures
NBFCs appeal to people who want to borrow a larger amount or people with low credit scores. They usually offer high interest rates compared to banks
A credit card against a Fixed Deposit is like borrowing your own money where FD acts as a security or collateral
Banks make such loans to prospective borrowers assuming that certain pre-determined terms and conditions are met
Refer to the loan agreement to understand whether your top up housing loan mentions any restrictions with respect to the end use of the funds
If you are looking to buy a property, you must factor in a number of expenses that you may have to incur other than the quoted price of the property
Joint home loan will not only help you to share the EMI, but also allow you to borrow a higher amount as the income of co-borrower is also factored-in