-
Increasing term insurance policy: All you need to know
Insurance companies increase the sum assured based on the health of the policyholder while buying the policy.
-
Can riders substitute comprehensive life insurance plan?
Riders are meant to elevate the level of protection coverage for the policyholder, thus making the term insurance plan more comprehensive in nature.
-
Should I buy a new or revive a lapsed term insurance policy?
The old term insurance policy can be revived after paying the lapsed premium along with interest charges and medical costs.
-
Why it is important to evaluate your insurance policy
The pandemic has acted as a catalyst, for increased awareness and importance of insurance
-
Factors impacting your term insurance premium
The premium paid per year increases if one chooses a limited premium payment period, say for 10 years rather than throughout the cover period
-
Term insurance for senior citizens: All you need to know
In majority of the term insurance plans, the maximum entry age is up to 65 years. These can provide coverage of up to 80 years.
-
How to convert group insurance policy to an individual plan
If you are leaving the job or for some other reason cannot continue with the group insurance, you may convert it into an individual one
-
Pandemic should not impact premium rates: HDFC Life CEO
HDFC Life, CEO and MD, Vibha Padalkar said there would be no big impact on premium rates due to pandemic
-
How to build an ideal insurance portfolio?
A rule of thumb is to cover 10 times the income of the bread-earner in the family. The aim is to have enough cover in case of loss of income
-
Want term cover for a non-working spouse? Know key things
While nothing can compensate for the emotional loss, it is wrong to assume that the absence of a non-working spouse will not affect finances
