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The steps that RBI took by stipulating eligibility criteria for MDs and CEOs of UCBs should not be the last in the reform of these banks.
A look at the charges by some of the top banks in India with respect to chequebooks
While the bank has lost some market share in the credit card business, the good news is it has maintained its pole position in the card issuance
You need to decide if you want a loan from your primary bank where you receive your salary and have fixed deposits, etc, or an entirely new bank
Here is a low-down to what happens to outstanding loans in case of the sudden demise of a borrower.
Secured loans levy lower interest rates compared with unsecured loan options such as personal loan and credit card
Special loan offers, free ATM transactions and unlimited online transactions are clubbed with a salary account
Interest rates on small savings: The interest rate on the five-year senior citizens' savings scheme would be retained at 7.4%.
Most people spend majority of their savings on the downpayment on their homes. This typically comprises all liquid investments such as MFs and FDs
The specifics vary according to the type of loan, but you can generally anticipate a bad reputation for your credit history if you missed EMI