Mukhyamantri Chiranjeevi Swasthya Bima Yojana: All you need to know

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The Covid-19 pandemic has reiterated the importance of health insurance for every person. Health insurance is a safety cushion that saves an individual in medical emergencies by taking care of the medical expenses. The Government of Rajasthan had introduced Mukhyamantri Chiranjeevi Swasthya Bima Yojana to provide affordable health insurance to the citizens of the state. Under this scheme, the Rajasthan government is providing medical insurance of Rs 5 lakh per year to every family of the state undergoing cashless treatment.

Here’s all you need to know about the scheme:

— Under this scheme, all the families belonging to the state are eligible to avail of the facility of cashless treatment of up to Rs 5 lakh.

— The beneficiaries of the national food security act and socio-economic census 2011 are not required to register for the scheme. Their insurance premium will be borne by the state government.

— Small and marginal farmers, contract workers and other beneficiaries can register themselves on e-Mitra. Their insurance premium will also be taken care of by the state government.

— Apart from these categories, the rest of the families will have to pay a premium of Rs.850 per annum.

— It is mandatory to have a Jan Aadhar number or Jan Aadhar registration receipt to apply. In the absence of a Jan Aadhar card,  the person has to first complete the Jan Aadhar enrollment.

— The scheme was launched on May 1, 2021. Registration for the scheme was closed after April 30, 2021.

— This scheme provides insurance coverage of  Rs. 50,000 per annum for normal diseases and for serious diseases the insurance cover is Rs 4.50 lakh per annum. This amount available is for use for the entire family in a single year.

— Mukhyamantri Chiranjeevi Swasthya Bima Yojana was started in the state from 1st May 2021 to extend the benefit of health insurance to the entire state by expanding the scope of the Ayushman Bharat-Mahatma Gandhi Rajasthan Swasthya Bima Yojana, implemented from 30 January 2021 in the state.