
A high interest rate on credit cards, as high as 40-50% per annum, along with late payment fees, is very difficult to handle for any individual

While using a credit card one should be judicious and timely in repayment to avoid the huge charges imposed on delayed payment

While rural branches went up marginally, banks tried to deliver services through the business correspondents

Credit cards offer many types of free insurance covers such as zero lost card liability, air accident cover, personal accident policies, among others

The freedom provided to credit cardholders in accessing the sanctioned credit limit increases the credit risk for card issuers. This is usually compen

The company has framed the resolution framework 2.0 for Covid-19 related stress of individuals and small businesses, based on the tenets as enumerated

Credit card growth going forward will be driven by multiple factors, such as, festival demand, growth in e-commerce segment and return to normalcy
The average Indian is struggling to manage their household needs. In such a situation, many think of borrowing to finance the most basic necessities.

The bank has alerted its customers against phishing attempts on all platforms from emails to matrimonial portals.

From very high penal interest rates to court cases, a range of harassment might be waiting for you if you renege on paying up dues.