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Five factors that impact your credit score and how you can improve it
A healthy credit score not only makes you eligible for additional loans, but also entitles you to cheaper loans
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Consumer spend through credit cards dips in FY21 compared to FY20
Dipping consumer sentiment in the second run of the infection likely to extend the owes of the credit card sector
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Credit card: Five reasons to apply for it rightaway
If used wisely and in a disciplined manner, it can help manage your cash flow, reduce the cost of purchases and avail various free lifestyle benefits
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Credit cards see a healthy growth for high-value transactions online
While the overall usage of plastic card, both in terms of volume and value of transactions, is down, the number of cards has shown an 8% growth in Feb
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Five lesser know ways to use credit cards to improve credit score
Do not wait till the month end for paying your credit card bills.; clear your credit card payments immediately after you swipe it
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Using contactless ‘smart’ cards? Know the pros and cons
The biggest advantage is you can pay without handing over the card to anyone, but you also need to be extra-cautious to keep it safe
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Five things you need to know before applying for a credit card
Before applying for a credit card, you must have an idea on what you are signing up for
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Embarking on your wealth creation journey? Avoid these common mistakes
If you are taking a life insurance, go for a basic term insurance and make sure the sum insured is at least 10-12 times of the annual income
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Getting new credit card becomes tougher as banks demand higher credit score from customers
While the average credit score used to be around 700, many lenders are now looking to tweak it to as high as 780 for registering any new customers
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Credit card use at ATMs declines amid high interest rates
Monthly transactions at ATMs using credit cards have dropped to 4.64 lakh in November, 2020, nearly by a half since March 2020, according to the recen
