
Credit cards: These credit cards have lower interest, 5-year validity and multiple other benefits

Credit card news: Credit cards offered by banks often levy high interest charges and processing fees on EMI

Many banks and online financial marketplaces offer pre-approved loans and credit cards to consumers based on credit score and credit history

Credit cards: Reward points can be used to pay credit card bill or make other payments

Unlike an emergency fund, which is essentially your savings, the money provided by a credit card is just a loan that needs to be repaid

Credit card usage tips: Using a credit card without planning might create a debt burden on you

Fuel credit cards with their attractive offers may benefit you but only if you are savvy enough to make the most of it

If you already have an existing FD in a bank, you can visit the nearest branch and apply for a credit card against it

ICICI Bank HPCL Super Saver card will offer 5% cashback at the state-owned oil refiner's outlets

Typically, do not use more than 30-40% of your credit limit at a time. Decide the number of cards you wish to hold basis these factors