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Signs you are living beyond your means
You should set aside anything from 10% to 15% or even 20% of your salary as savings
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Factors you should consider for a debt-free life
If you're concerned about your high debt-to-income ratio, consider the following factors that will assist you in managing your money more effectively
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HDFC Bank partners with Paytm to increase credit card issues
HDFC Bank was banned from issuing new credit cards for over eight months as a penalty for frequent outages
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Six ways to make the most of your multiple credit cards
Credit card issuers offer cash backs, reward point programs and other benefits based on target consumer segments
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ICICI Securities sees 55% growth in credit card spends in Q2
The report said in July credit card spends have gone up 19% (month-on-month) to Rs 74,900 crore, which is the highest in two years.
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Advantages of the increased credit card limit
Having a single card with a higher credit limit also boosts their chances of obtaining a favourable credit score
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Ways to eliminate credit card interest penalty rate
Credit cards: If you have one or more credit cards, keep track of your credit card statements or create a billing cycle calendar.
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Debt: Handle with care
As access to debt becomes more and more convenient, consumers should do well to remember that one should be discreet and avoid overleveraging
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Five money myths that empty your wallet
If you want a successful financial plan, instead of falling prey to impractical myths start managing money carefully and efficiently.
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Cash conserved, markets nurtured
The Buy Now Pay Later industry is allowing numerous consumers to conserve cash and yet spend on their needs and wants.
