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Five points to remember while using multiple credit cards
When multiple cards are in use, the risk rises but can be managed easily with a little more attention and discipline
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SBI card will charge extra for each transaction from December 1
BNPL, zero cost EMI and others also attract extra cost from the customers.
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What you need to know about BNPL?
BNPL or Buy Now Pay Later, is a method of payment that allows you to purchase without having to pay immediately
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9 key findings on credit card usage in September 2021
Increased economic activity, combined with the festive season, would allow for a moderate rate of spending increase in the medium term
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Unwise credit card usage can lead to a debt trap
Some cardholders misuse their cards by making unwise purchases, and as a result, their credit card debt piles up
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Avoid these repayment methods to get out of credit card debt
Never use your emergency savings to pay off a bill unless you are severely in debt or a true emergency circumstance
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Why you shouldn’t delay your credit card payments
If you don't make your monthly credit card payment by the due date, the bank will charge you a late fee
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Ways you can use your tax refund money more judiciously
If you have accrued a credit card bill that's keeping you awake at night because of the interest, use your tax refund to pay it off.
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HDFC Bank launches festive offers, partners with 10,000 merchants
Customers will be able to get personal loans starting at 10.25% with fast disbursement in their accounts, among other incentives.
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Banks offering attractive credit cards deals in festive push
According to the Reserve Bank of India, the total number of credit cards was at 63.4 million by the end of July
