If you're concerned about your high debt-to-income ratio, consider the following factors that will assist you in managing your money more effectively
Amid the Covid-19 pandemic, demand for gold loans zoomed as households increased pledging of their gold holdings, mostly jewellery.
Home loans: There are home loans available where one can pay lower EMIs in the initial years and subsequently it will increase in the later years.
Personal loan: An individual should compare the loan schemes offered by lenders and take a final decision. Go for the lender that offers smaller EMI.
Gold loans: State Bank of India and Indian Bank are currently offering gold loans at an interest rate of 7.50% per annum.
The Buy Now Pay Later industry is allowing numerous consumers to conserve cash and yet spend on their needs and wants.
Home loan EMIs keep running for over a decade or a two. You should transfer your loan if you are in the initial phase of your loan tenure.
Home loans: If you are a SBI customer, your monthly EMI for a Rs 30 lakh loan would come to Rs 22,722 per month for a tenure of 20 years.
A home loan balance transfer is the process of moving an existing home loan to another lender at a reduced interest rate with other benefits
Credit card news: Credit cards offered by banks often levy high interest charges and processing fees on EMI