Interest rate risk comes in when you lock in at a lower interest for a 5-year tax saving FD.

Bank of Baroda is providing senior citizens the maximum benefit by offering a full 1 percentage point higher than normal rates

Emergency fund should be kept either in savings account or parked in instruments from which it can be easily liquidated

Among the PSU banks, Union Bank of India is currently offering the best rate on 3-year FDs

Multiple financial companies and NBFCs provide an option to deposit money for a fixed term at a prescribed interest rate

In the near future, an increase in small savings plans will be encouraged by widening interest rate gaps between bank deposits and savings plans

In the past few weeks various major commercial banks reduced their interest rates on FDs

The window to special fixed deposit rates for senior citizens will close in four PSU and private sector banks on June 30

Gold investment: One of the key drivers of gold prices nowadays is the negative real yields on bonds in a low interest rate regime

Recurring Deposit rates: RD is one of the most popular investment avenues in India. Interest rates on RDs are quarterly compounded.