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Funds crunch: Overdraft against FD or personal loans? Know what option to choose
To cover the shortage of funds, banks offer two kinds of facilities to salaried individuals- Overdraft Facility on your Fixed Deposit or Personal Loan
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Finance a medical emergency with care
Sometimes, your insurer may take a long time to settle the bills or might not pay for a few services that are not provided in your policy
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Here’s how you can get a loan against your fixed deposit
If you are an individual FD account holder or a joint FD account holder, you can apply for a loan against the amount deposited
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Fixed income investors trapped between low interest rates and high inflation: Where to invest in these uncertain times?
The low interest rate regime leaves fixed interest investors with very few choices to get inflation beating returns. If you are keen to take some cred
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Five tax-saving investment options under Section 80C
Under Section 80C, you can claim a maximum deduction of Rs 1,50, 000
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These forms will save you from unnecessary tax deduction at source
Filing of Form 15G and 15H can ensure that no tax is deducted at source by the banks on the interest paid on fixed deposits
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Deposit rates unlikely to rise in next few quarters
After two years of declining returns, a key question troubling Indian savers and pensioners is – are deposit rates going up anytime soon? The an
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Understand lock-in period before you invest in these tax-saving products
While certain tax-saving instruments come with a mandatory lock-in period, some allow premature withdrawals
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These banks offer best interest rates on Tax-Saving FDs
All private and public sector banks offer this facility
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Why National Savings Certificate can be a good investment option in current scenario
Conservative investors looking for peace of mind and tax saving along with good returns will find NSC an attractive investment option
