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Health insurance premium to rise with increase in claims
An increase in the cost of non-covid claims could have an impact on the loss ratio which in turn could increase the health insurance premium rates
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Increase in non-covid claims: Future Generali India COO
Shreeraj Deshpande, COO, Future Generali: The hospitalisation cost of non-covid claims has increased which can lead to an increase in premium rates.
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Things that you didn’t know health insurance policy covers
Here are some of the benefits your health insurance policy offers which you might not know about.
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Obesity can impact premium rates of your insurance policy
At the time of buying insurance, weight is considered to be one of the important parameters for assessing the health conditions of the customer.
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Bank locker insurance protects your jewellery and documents
For bank locker insurance policies, the sum insured depends on the declaration made by the policyholder
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General insurers expect a rise in non-Covid claims
General insurers saw around a 40% dip in non-Covid-19 claims during the lockdown period.
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Companies flocking to global markets for IPO insurance
Considering potential liabilities can be very large in public issues, corporates generally go for IPO insurance as it addresses their risks concerns
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Insurance vs Assurance: What is the difference?
While renewability is a major concern for insurance policies, there is no such requirement under assurance plans
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How to escalate your insurance complain?
If you want to escalate your grievance with the insurance company here is how:
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Never hide pre-existing illness while buying health policy
Pre-existing illness is any ailment that the policyholder was diagnosed with within 48 months before buying the health insurance policy.
