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Opt for plain term insurance instead
It is well known that term plans have the cheapest premium payable. In contrast, premiums payable under a TROP are twice or thrice of this figure.
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How to choose the right life insurance policy?
Here is a lowdown on different types of life insurance policies to help you choose the right policy
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Postal life insurance: Attractive, but restrictive
The advantage of PLI is that they offer the products at relatively cheaper premium with high bonus rates
