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How many bank accounts should you have?
There are many people who have multiple accounts. But do you know how many bank accounts a person can have?
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Overdraft Facility: Things you should know
An overdraft facility is short-term pre-approved loan offered by banks and financial institutions that are granted banking rights by the central bank
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SBI salary account holders are entitled to these benefits
Benefits depend upon the amount of salary credited every month
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Funds crunch: Overdraft against FD or personal loans? Know what option to choose
To cover the shortage of funds, banks offer two kinds of facilities to salaried individuals- Overdraft Facility on your Fixed Deposit or Personal Loan
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Here’s how you can get a loan against your fixed deposit
If you are an individual FD account holder or a joint FD account holder, you can apply for a loan against the amount deposited
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You can get overdraft facility up to two months of salary against zero balance in PNB
The loan has to be paid off in six months before another overdraft is approved
