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Homec > Banking

Banking

9 things you should know about account aggregators
An account aggregator is a system or entity that comes under the purview of the Reserve Bank of India
What is card tokenisation? How it benefits you
Tokenisation helps safeguard your sensitive card data and allows you to transact with your card without actually presenting it
Six ways to make the most of your multiple credit cards
Credit card issuers offer cash backs, reward point programs and other benefits based on target consumer segments
Bad Bank: What is in it for depositors?
As far as depositors are concerned, the biggest implication now will be that banks will have more bandwidth to deal with their credit requirements
Did you know about these 5 ways to pay home loan EMIs?
The modalities of EMI repayment differ basis several factors and you should explore all the options at your disposal before signing the dotted line.
Bad bank creation likely to spur interest from investors
India's first bad bank will have two legs, National Asset Reconstruction Company (NARCL) and India Debt Resolution Company (IDRCL)
Demand for retail loans increases from FY 17 to FY21
As of March 2021, two-wheeler loans had a portfolio outstanding of Rs 77,900 crores, growing at a rate of 10.6 % by value and 6.3 % by volume
Fresh loan disbursements by NBFCs reach pre-Covid levels
Fresh loan disbursements in housing segment likely to grow in the long run
Wait for bank licence could get longer for larger corporates
The Internal Working Group of the RBI submitted its report on issuing banking licences to corporate houses in November last year
Bad is good
If smooth implementation can be achieved, the bad bank can increase the robustness of the banking system by reducing NPA from their books.

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