35362This is how low salary people should avail credit card benefits!

Do you have a problem of excessive spending and forgetting all your discretionary expenses? Well, this can be said with full credence that most of us are broke at the end of every month.

To make your life a little hassle-free, you can always use money management apps available for both Android and iOS users to keep a check on your finances. Interestingly, many of these apps are available for free.

Here are a few apps that are available for your benefit:

Splitwise
Ofttimes, when it comes to splitting bills among your friends, we either get confused or it simply takes a lot of time. To avoid indecision, this app comes in handy. It has become popular among college students.

The app is available for both android and ios users. Splitwise gives the facility of adding people to a group. This app then tracks expense and divides the total amount among each member of the group.

It is to note that this app doesn’t handle real money but gives you an idea of the debt you owe to other people. Therefore, the next time you go on a trip with your friends, install Splitwise and make your journey smooth.

Money Manager
The USP of this app is its aesthetics. Money Manager has been designed in such a way that the whole process of tracking your finances becomes pleasant and interactive as you can also upload the pictures of receipts for authenticity.

The privacy feature is a distinguishable factor of this app wherein you can request the app to not share your details. It is available for free to both Android and ios users. It has a feature of pie charts so that you can get an idea of your money without any confusion.

Money Manager also provides easy filters to make the process uncomplicated.

mTrakr
This app solves the problem of managing multiple bank accounts and like a financial planner, it also suggests ways to cut down your discretionary expenses.

mTrakr divides spending into various categories so that you know your expenses under different zones. It is easy to use and works exactly like an expense sheet.

Thanks to the technology that this app handles the rigorous process of maintaining daily expenses so smoothly with an easy user interface.