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About 16 per cent of respondents said that they would like to take a loan for more than 25 years
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Housing Loan Tenure: An analysis of HDFC’s customer profiles in the last five years shows that the average loan size is on a steady increase while average loan term shrinks to 11 years
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The total volume of home loan market in the country is about Rs 16 trillion, which is dominated mainly by SBI, HDFC and LIC Housing Finance
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Every retail borrower waiting to restructure loans should take a close look at the bank’s policy. By opting for moratorium or extended tenor, you will end up bearing a cost
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MUDRA loans were launched to boost grassroots-level entrepreneurship and self-employment in the country
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Apart from the gold loans, SBI's Xpress Credit, another retail loan segment, showed a 36.5% growth
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Although mired in controversies of late, these digital platforms have witnessed a steady flow of customers due to the seamless experience they offer
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This unlocking of extra value for gold pledged has further prompted a rush for gold loans, said jewellers
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The portfolio outstanding of the sector stood at Rs 22.26 lakh crore as of December 2020, as compared to Rs 20.31 lakh crore as of December 2019, according to a CRIF High Mark report
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Interest rates charged and the other charges like loan processing and interest in delayed payments are quite high