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Cost of funds of NBFCs on the rise as banks squeeze
As a direct consequence of their funds becoming costlier, non-bank entities are also heading towards a market where their margins would be squeezed
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NBFCs and Microfinance: Empowering SMEs at the Grassroots
While NBFCs and microfinance institutions have made tremendous progress in empowering SMEs, we cannot deny that certain challenges persist.
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Old project, new builder, new cost
Completion of a stalled project by a new builder entails additional cost and formalities and may lead to higher loans from banks
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Fraudsters now eyeing Mudra loans
The fraudsters typically promise fast approval and disbursal of these loans and a low interest rate.
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Methods you should adopt to avoid too much debt in your 20s
You should only take on debt if you know how to manage it well and can afford it with the money you earn and have saved
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Consider these factors before applying for education loans
Education loans: Before availing of an education loan, you should concentrate on studies with a high probability of employment.
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Banks indicate lower delinquencies as bounce rate declines
Payments for EMIs and insurance, fell to 27.35% by value in July, down from 30.27% in May and June, indicating that more payments were successful
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Understanding corporate bond funds
Corporate bond funds are debt funds required by regulation to invest at least 80% of their assets in companies with the highest credit rating - AAA
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File ITR for these benefits even when income is non-taxable
When a person's gross total income exceeds the exemption limit, they have to file an Income Tax Return (ITR)
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Should you take a loan to pay off your credit card dues?
A high interest rate on credit cards, as high as 40-50% per annum, along with late payment fees, is very difficult to handle for any individual
