Various activities are effectively capex but in accounting terms, some of these activities are considered just as an expense while other are qualitati
The personal loans have grown by around 2.3 times in value and 3.8 times by volume.
Non-performing assets (NPAs) have gone up by 8-14% as compared to pre-Covid times for microfinance institutions
The report also calls upon the banks to segregate the data pertaining to Jan Dhan Account in accordance with gender.
As of March 2021, retail loans were about 29% of the total outstanding across the banks
RBI said the lender does not have adequate capital and earning prospects and as such, it does not comply with the various provisions of the Banking Re
It is extremely critical that the financial sector owns up the responsibility of doing high-quality lending, especially on the infrastructure side, K