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What happens if you default on your home loan EMI?
Defaulting on your home loan EMI can be highly damaging to your financial health, so borrow according to your repaying ability to manage your finances
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Retail loans overtake bank credit to industries
In the new fiscal, banks are slowly aligning their exposure towards retail/personal loans to partake in the credit growth boom
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Personal loans: A look at what the top-10 banks are offering
A personal loan is a short to medium-term loan that bridges the funding requirement that enables you to meet unexpected expenses
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These forms will save you from unnecessary tax deduction at source
Filing of Form 15G and 15H can ensure that no tax is deducted at source by the banks on the interest paid on fixed deposits
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All you need to know about rules for cash transactions
No purchase can be made in cash above Rs 2 lakh. Also, TDS will be levied on withdrawing cash above Rs 2 crore from banks
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Here’s why tech glitches haunt Indian bank customers
Despite RBI pulling them up, most Indian lenders continue to report regular outages in their digital and mobile services
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Use Electronic Clearing Service for making regular payments
An ECS mandate puts the cumbersome task of paying anything from your utility bills like mobile & electricity to OTT subscriptions to EMIs and SIP inve
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Money9 Edit | Banks need to walk the talk on digitisation
Banks can ill-afford any further slip-ups as it will lead to further unwanted disruptions
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Digital payments will grow to 71.7% of all transactions by 2025: Report
According to a report by ACI Worldwide, cash and cheques, the other payment alternatives, will occupy only 28.3% share
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Money9 Edit | Retail investors in G-Sec market: Honourable intent, timing questionable
For a small investor looking to enter this market, it will hardly be tempting to put his money into an asset class with declining prices
