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Low credit discipline recipe for trouble
On the topic of containing risks from pro-cyclical credit growth, the deputy governor said runaway credit growth coupled with lax credit discipline, o
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The changing face of Indian promoters
The way to power no longer lies on the properties of the urban, upper-class, pedigreed elite. It belongs just as much to the middle-class, small-town
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Credit expansion on an adrenaline rush in June, up 16.2%
Retail loans rose by 20.9% in June 2023 which was a further improvement on the 18.1% growth in June a year ago
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Metropolitan centers lead growth in bank credit
It signals broad recovery in economic activities, says the Reserve Bank
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Core earnings banks remain under pressure in second quarter
Slow growth in credit and a fall in loan yields due to low interest rates are the reasons
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Banks core earnings shrink amid multiple headwinds
Gross interest income declined for a second consecutive quarter in FY22
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Uptick in retail loan growth in June; industrial credit growth down
The growth in retail and agriculture loans hint at increased economic activities after relaxations in lockdown across states.
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Why credit growth hit a 59-yr low in FY21?
One reason could be that the higher (AAA & AA+)-rated companies could borrow cheaper from the markets than from banks whose loan pricing has been as h
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Covid-19 rising cases, localised restrictions to dampen pace of economic recovery: ICRA
Six sectors — aviation; hotels, restaurants and tourism, cinema exhibitors, MFIs, real estate and retail — will be at high risk from the second pa
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At 5.56%, credit growth hits lowest point in 59 years
Credit offtake in FY21 at Rs 109.51 lakh crore was lower than FY 20 when it had clocked a growth of 6.14%
