
Non-disclosure of pre-existing illnesses when filling a form is one of the common reasons for the rejection of a claim

Experts always suggest opting for a standalone critical illness policy alongside a comprehensive health insurance plan

Both are health insurance products meant for Covid-19 related hospital expenses and based on Irdai guidelines

It is necessary to compare the features, benefits and other terms and conditions between different products available and select accordingly.

Outpatients will get the benefit of doctor consultations, pathology laboratories and diagnostics services, pharmacies, and insurance

Makes sure to collect your unique TPA card from the employer after the health insurance policy is issued under your name

Restoration benefit is an add-on facility to the existing plan and can be ustilised in case of a second hospitalisation within one year

Most policies have the upper limit decided for hospital room rent charges on a per day basis and on some occasions the room type is also capped

One must check beforehand the reasons for the robotic surgery and applicable waiting periods for the smooth settlement of a claim

Here are a few important points about critical illness and disease-specific insurance plans you should know before buying a policy.