
The term 'risk' refers to the chance that an insurer is taking by committing financial aid to the insured person in case of an eventually

While partial withdrawals can come in handy when trying to meet short-term financial goals/needs, this facility needs to be used judiciously

If your parents do not already have insurance cover, you can reason with them to invest in the same

In a joint term insurance plan, not many insurers provide add-on covers along with a primary joint life insurance plan

Parents spend their whole life building ours, ensuring that we have the best of everything, and are healthy

Both, individual life insurance and group insurance plans, come with their own set of features and advantages and disadvantages

The increased mortality rate during the second wave is also reflected in the results of insurance companies during the first quarter of this fiscal

While the breadwinner indeed deserves priority, however, every family member equally qualifies to get a life insurance policy for themselves too

The whole life insurance policy covers you for 100 years against regular policies which have a defined term of say 10, 20 or 30 years

While you can take loans against endowment policies, Unit Linked Insurance Plans or ULIPs allow you to make partial withdrawals when in need of cash.�