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Top-up loans slightly costlier than regular ones
Repayment terms and conditions for a top-up home loan are often similar to those of a regular home loan.
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RBI relief for borrowers missing payments
RBI has barred banks and finance companies from charging penal interest, which is often charged from customers for delay in repaying loan installments
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New features for RuPay cardholders on UPI
The introduction of EMI option for RuPay credit card purchases means that users will now be able to convert their purchases into EMIs directly from th
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Want loan without hassle? Check your credit score annually
A credit score of an individual is a 3-digit number that falls in the range between 300 and 900.
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Here’s how to take loan against PPF
Form D is required to be filled and submitted to the bank/post authorities where the PPF account is held to apply for loan against PPF.
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9 things to know about no-cost EMIs
Notably, if you fail to repay the monthly installments of no-cost EMIs on time, your credit score gets impacted adversely.
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Tips to get a home loan despite low credit score
While a housing finance company usually offers a higher interest rate than banks, one can look at it as the last resort for home loan.
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UPI auto pay: Loan, rent payments, subscriptions made easier
UPI Autopay offer customers the facility to make recurring transactions below Rs 5,000 through various UPI-linked apps.
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What is top-up loan? Here’s a six-point guide
If you need some money in the middle of a loan repayment period, you can apply for a top up facility.
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Credit card: Here are ways to make optimum use of it
Typically, do not use more than 30-40% of your credit limit at a time. Decide the number of cards you wish to hold basis these factors
