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Health insurance premium to rise with increase in claims
An increase in the cost of non-covid claims could have an impact on the loss ratio which in turn could increase the health insurance premium rates
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Health insurance: What is the role of incurred claim ratio?
Incurred Claim Ratio (ICR) is the total value of every claim divided by the total premium collected by the insurer during a particular time period
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Has Covid-19 changed underwriting norms of insurers?
For Covid recovered patients there will be some waiting period and medical checks before offering insurance, depending on the severity of the case.
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Why it is important to evaluate your insurance policy
The pandemic has acted as a catalyst, for increased awareness and importance of insurance
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Increase in non-covid claims: Future Generali India COO
Shreeraj Deshpande, COO, Future Generali: The hospitalisation cost of non-covid claims has increased which can lead to an increase in premium rates.
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Health insurance for your domestic help at Rs 155; check details
One of the largest gated community applications has introduced insurance cover for the domestic helps at a nominal cost
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New-age features to reduce health insurance premium rates
From discount on renewal premium to a waiver of premium option here are a few new-age features offered by insurance companies.
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Health insurance for special individuals, check details here
There are 26.8 million people in India suffering from disabilities, mental or physical.
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Health insurance: Here's how you can crack the NCB code
In health insurance, a no-claim bonus is primarily the money added to the sum insured for each year without a claim.
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Health insurance for women: Don't ignore these 5 factors
There are broadly two types of health insurance policies for women - individual and family health insurance plans
