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Why Rs 1-crore plan may not be right for everyone?
How much insurance you need must be decided by your responsibilities, financial needs and financial goals for the future
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Here's a step-by step guide to make insurance claim online
Life insurance claims are increasingly being accepted online by insurers. This includes diigtal mediums like emails and WhatsApp.
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Factors impacting your term insurance premium
The premium paid per year increases if one chooses a limited premium payment period, say for 10 years rather than throughout the cover period
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What are mortality charges in life insurance policy?
Mortality charges depend on the sum assured minus the fund value. This is also known as the sum at risk
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Here's how you can make quick life insurance claims online
Ideally the claim process should settle within 30 days of acceptance, it may take long in case any document is missing.
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Life insurance: Why do premiums vary across plans?
The term 'risk' refers to the chance that an insurer is taking by committing financial aid to the insured person in case of an eventually
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Explained: What is paid-up insurance policy?
To bring a policy under the paid-up state, you have to pay at least two full year's premium for limited plans and three years for regular plans
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What is restoration benefit in health insurance?
Restoration benefit is an add-on facility to the existing plan and can be ustilised in case of a second hospitalisation within one year
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Explained: Partial withdrawal from life insurance policy
While partial withdrawals can come in handy when trying to meet short-term financial goals/needs, this facility needs to be used judiciously
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Term life insurance: Death cases that aren't covered
Intentionally self-inflicted injury or inflicted suicide irrespective of the mental condition of the insured will not yield any death benefits
