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They have earned Rs 1,800 crore in IPO fees since the beginning of 2020; Rs 1,013 crore so far this year
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Customers can request new cheque books through ATM, internet banking or call centers.
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Personal loans: Once you have paid off the loan, your lender will issue you with a No Dues Certificate (NDC).
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Generally, secured loan amount can go up to Rs 3 crore and above. People pledge home, property or even gold to take this type of loan.
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While it was gradual, customers are now more comfortable interacting with chatbots as well as transacting through them.
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Correction in realty market and low interest rates, has restored the interest of prospective home buyers.
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While lenders tend to give a gold loan up to 75% of the total metal value, it can inch as high as 80-85% in case of falling prices.
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Fixed deposits: If you are planning to invest in fixed deposits, it's always better to know the recent changes.
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Home loans: The rate announced by the bank for the festive season is applicable from September 10, 2021, to November 8, 2021.
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While some lending apps require personal information to conduct underwriting and authenticity checks, many small lenders levy an application fees too.